KRMACK55 |
07-24-2021 11:40 AM |
Quote:
Originally Posted by GrumpyOldMan
(Post 1977287)
If you use your card someplace and enter your security code, the bad guys could have captured that with something called the man in the middle, or by putting a bug in/on the CC reader, etc. A common method is putting a small reader in the slot of a gas pump to get the card number. They don't require the security code but do require your zip code. And many (most) people use their CCs in the home area, so the bad guys can guess the zip code. Lots of ways.
One thing I would suggest, from reading your question, is that you set up with your CC company to text you a message every time a charge is made using your card. Then you can catch it the moment it happens and report it.
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Exactly when I moved to Florida I was scammed by the villages hometown rental ! US Bank and I set up every time it’s used I get a text ! They even watch for patterns and when Spectrum cable double charged me they immediately notified me by text and I got it reversed. Now that I’m leaving Florida the end of the summer I don’t expect the amount of attempted fraud.
Folks Florida is number one for fraud in the USA. They know 25% of the 23.5M people here are 65 and over they target you ! They know folks are trusting and tend to stay with one bank and card.
The most valuable commodity out there is not your home property etc it’s your data. It is resold hundreds of times a year multi billion dollar companies pay other companies use a relational database and create new unique lists.
Sadly the card companies no longer help a dispute that’s why you need to be vigilant. I never have a card on auto pay especially down here.
After 2 years of nothing but problems with credit card charges house etc I’m moving out of Florida. Sadly the state and the fed are absent in fixing these issues due to lobbyists contributions.
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