Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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How can someone use my credit card NUMBER (I still have the CC in my possession), without the chip or the three digit code, which I obliterate and memorize? Someone attempted to use it in a different state, 2000 miles away, to buy pot. My bank caught the transaction and contacted me. Of course, now I have a new card and go through the hassle of notifying all my CC contacts with the new information.
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#2
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Apparently, it's the merchant's decision to require the chip or the 3 digit code. Some do and some don't. I don't think many banks require anything except the actual credit card number for processing a transaction.
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#3
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After having our number compromised twice and going through the hassles of changing all our recurring payments we chose to get two separate cards. One is used only for online, recurring payments, it only comes out of my wallet for emergencies. The other is the card we use everyday. The everyday card is the one most likely to be compromised but since it isn't use for recurring payments there will be little work required to replace it. One of our cards also offers virtual account numbers; one-time numbers that I can create as needed. I use these for websites I don't normally purchase from and for vendors that I might want to cancel in the future (easier to let the one-time number expire than to cancel the entire card) Two simple steps that have saved me a lot of hassle.
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Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works. Confirmation bias is real; I can find any number of articles that say so. Victor, NY Randallstown, MD Yakima, WA Stevensville, MD Village of Hillsborough Last edited by Bill14564; 07-23-2021 at 09:40 AM. |
#4
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Inside job, I had a credit card canceled because of a fraudulent charge, and a new card and number issued... a few days later, I got another fraudulent charge on the new card, which I didn't even receive yet....
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#5
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If you use your card someplace and enter your security code, the bad guys could have captured that with something called the man in the middle, or by putting a bug in/on the CC reader, etc. A common method is putting a small reader in the slot of a gas pump to get the card number. They don't require the security code but do require your zip code. And many (most) people use their CCs in the home area, so the bad guys can guess the zip code. Lots of ways.
One thing I would suggest, from reading your question, is that you set up with your CC company to text you a message every time a charge is made using your card. Then you can catch it the moment it happens and report it. |
#6
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I agree with above on the email notifications, I have caught several charges that were fraud. In discussions with the CC company, they indicated the scammers are using random number generators and charging amounts like 1 cent that go unnoticed, if the charge goes through, then they go for the bigger charge. The emails effectively stop this, but you still have to go through the hassle of a new card. I am looking into using a second checking account for reoccurring payments, with NO overdraft protection. I will just transfer in the amount necessary plus a small surplus as needed to cover the upcoming bill. I think this will work.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. |
#7
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Have you used it at a gas station recently, because that's where many cards are skimmed. btw, one can't buy pot with a credit card. It's a cash only business.
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Avalon, NJ, Captiva Island, FL, TV Land. |
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#9
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I called the company in question and they said they only accept Debit Cards or Cash. Mine is definitely NOT a Debit card.
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#10
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Marijuana is not a cash only business everywhere. Credit card transactions are allowed in some areas of the country. But, some banks do not allow credit card transactions because they are regulated by the Federal Government and marijuana is illegal under Federal law.
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#11
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Why Paying with Cards at Marijuana Stores is so Complicated
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Avalon, NJ, Captiva Island, FL, TV Land. |
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Closed Thread |
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