Talk of The Villages Florida

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-   -   Is Social Security Enough to Live in TV? (https://www.talkofthevillages.com/forums/villages-florida-non-villages-discussion-93/social-security-enough-live-tv-356286/)

Dusty_Star 02-07-2025 07:02 PM

Quote:

Originally Posted by Aces4 (Post 2407755)
They were asking for advice as to whether they could live here on SS benefits alone. Semantics.

Some are paying on a $30,000. bond every year. Again semantics. With your breakout of $1500. once a year doesn't make the budge look any better. Squeaking by isn't fun, in fact, it could probably affect their health if things get too tight.

Some are higher than that. I just looked at a new bond in district 15 & the total bond is almost $51,000. the yearly payment is $3,357. This was randomly selected. There may be higher & probably lower ones in this same area..

coralway 02-08-2025 03:25 AM

TV is a middle income community. It’s nothing special. Old people move here because it’s too cold up North for them during the winter months. And, quite frankly, they can’t afford to live in the Northern states. I am one of those older people, and I live here down here from early January through early March. I rent my CYV the rest of the year, while I stay “up North “ , my real home

asianthree 02-08-2025 07:36 AM

Quote:

Originally Posted by Aces4 (Post 2407755)
They were asking for advice as to whether they could live here on SS benefits alone. Semantics.

Some are paying on a $30,000. bond every year. Again semantics. With your breakout of $1500. once a year doesn't make the budge look any better. Squeaking by isn't fun, in fact, it could probably affect their health if things get too tight.

OP post is still “can you live on just SS”, and yes one could, my guess is some wouldn’t describe their life as squeaking by. But living within their budget, just like they did prior to moving to TV. We don’t eat out multiple times a a month, because food in the bubble is just mediocre, and can be made better at home. I find many 80yo plus in my parents age are happy with their lifestyle even if those think they live with less than others.

Aces4 02-08-2025 10:08 AM

Quote:

Originally Posted by asianthree (Post 2407829)
OP post is still “can you live on just SS”, and yes one could, my guess is some wouldn’t describe their life as squeaking by. But living within their budget, just like they did prior to moving to TV. We don’t eat out multiple times a a month, because food in the bubble is just mediocre, and can be made better at home. I find many 80yo plus in my parents age are happy with their lifestyle even if those think they live with less than others.

Living with less is far different than squeaking by. I wouldn't want my parents living a mean existence in their 80's and activities for most have greatly declined by the time they're in their eighties. That doesn't make your choice wrong, we just have different goals for the end of life living.

I personally think most elderly living in mixed age society think and do better. Could it be they are sharper being exposed to younger minds and experiences?

Bill14564 02-08-2025 11:29 AM

Quote:

Originally Posted by Aces4 (Post 2407880)
Living with less is far different than squeaking by. I wouldn't want my parents living a mean existence in their 80's and activities for most have greatly declined by the time they're in their eighties. That doesn't make your choice wrong, we just have different goals for the end of life living.

I personally think most elderly living in mixed age society think and do better. Could it be they are sharper being exposed to younger minds and experiences?

I see those aged 80+ being much more active here than where I lived in NY or MD. Could be because of the higher numbers here (more to notice) or could be because of the activities here.

And still, the original question was whether one could live here on SS.
- It was not whether I would need to
- It was not whether I would want to
- It was not whether someone could live better somewhere else
- It was not whether someone could buy the largest house in the newest enclave with the highest bond
- It was not a lot of things that have been argued in this thread

The question was whether one could live here on SS.

Aces4 02-08-2025 02:01 PM

[QUOTE=Bill14564;2407900]I see those aged 80+ being much more active here than where I lived in NY or MD. Could be because of the higher numbers here (more to notice) or could be because of the activities here.

And still, the original question was whether one could live here on SS.
************************************************** ************************************************** ****************************************
Yeah, the poster was asking for advice. :thumbup:

Seniors may be physically more active but I wonder about brain activity, acuity...

asianthree 02-08-2025 06:10 PM

Quote:

Originally Posted by Guzzel (Post 2406366)
Did anyone read the Letter to the Editor piece in the Village Nws titled, "You must have more than Social Security income to afford The Villages’ lifestyle".

The author states, "You cannot afford The Villages without having Social Security, investments and pensions or a combination."

Obviously everyone's financial situation is different and SS payments can vary greatly, but wanted to get other perspectives.

Guzzel


************************************************** ************************************************** ****************************************
Yeah, the poster was asking for advice. :thumbup:

Seniors may be physically more active but I wonder about brain activity, acuity...[/QUOTE]

Actually the OP (above) posted an article from the other news site. Asking for perspective of the article can one live on just SS.

Aces4 02-08-2025 08:01 PM

Quote:

Originally Posted by asianthree (Post 2407977)
************************************************** ************************************************** ****************************************
Yeah, the poster was asking for advice. :thumbup:

Seniors may be physically more active but I wonder about brain activity, acuity...

Actually the OP (above) posted an article from the other news site. Asking for perspective of the article can one live on just SS.[/QUOTE]

The header to the post is: "Is Social Security Enough to Live in The Villages?" That would be asking for advice. Either way, my advice is no. Easy peasy.

rustyp 02-09-2025 06:03 AM

Quote:

Originally Posted by Bill14564 (Post 2407900)
I see those aged 80+ being much more active here than where I lived in NY or MD. Could be because of the higher numbers here (more to notice) or could be because of the activities here.

And still, the original question was whether one could live here on SS.
- It was not whether I would need to
- It was not whether I would want to
- It was not whether someone could live better somewhere else
- It was not whether someone could buy the largest house in the newest enclave with the highest bond
- It was not a lot of things that have been argued in this thread

The question was whether one could live here on SS.

Correction the question was "Is Social Security Enough to Live in TV?"
Think about it - room for interpretation to the absolute wording.

OrangeBlossomBaby 02-09-2025 10:21 AM

Quote:

Originally Posted by rustyp (Post 2408050)
Correction the question was "Is Social Security Enough to Live in TV?"
Think about it - room for interpretation to the absolute wording.

And the answer hasn't change:

It depends on the size of your Social Security check.

If you get the minimum, then no.
If you get the average, then - possibly?
If you get the most, then yes.

DAVES 02-09-2025 12:24 PM

Quote:

Originally Posted by Guzzel (Post 2406366)
Did anyone read the Letter to the Editor piece in the Village Nws titled, "You must have more than Social Security income to afford The Villages’ lifestyle".

The author states, "You cannot afford The Villages without having Social Security, investments and pensions or a combination."

Obviously everyone's financial situation is different and SS payments can vary greatly, but wanted to get other perspectives.

Guzzel

I don't know why people ask this question. People should know what they have and what things cost. You are always better off with more than you need rather than less.

Heck, ALL are aware of eggs. They were ninety-nine cents a dozen now four dollars plus..

DAVES 02-09-2025 12:32 PM

Quote:

Originally Posted by Guzzel (Post 2406366)
Did anyone read the Letter to the Editor piece in the Village Nws titled, "You must have more than Social Security income to afford The Villages’ lifestyle".

The author states, "You cannot afford The Villages without having Social Security, investments and pensions or a combination."

Obviously everyone's financial situation is different and SS payments can vary greatly, but wanted to get other perspectives.

Guzzel

As polite as I can be, I live in reality-strange for many. I count MY MONEY. I spend MY MONEY. Some have less than I do some have more.

Bill14564 02-09-2025 12:40 PM

Quote:

Originally Posted by DAVES (Post 2408185)
I don't know why people ask this question. People should know what they have and what things cost. You are always better off with more than you need rather than less.

Heck, ALL are aware of eggs. They were ninety-nine cents a dozen now four dollars plus..

It was 25 years ago when eggs were 99 cents/dozen.

People may not know what things cost here, especially if they don't yet live here, and sometimes even if they do.

biker1 02-09-2025 12:41 PM

Nope. It depends on a lot of variables. If you and your spouse make the maximum then you would gross $10K per month. Assuming no other income then you would net about $9000 a month (taxes and Medicare deducted). Yes, you could live on that. That is an outlier but the bottom line is "it depends".

Quote:

Originally Posted by Aces4 (Post 2407993)
Actually the OP (above) posted an article from the other news site. Asking for perspective of the article can one live on just SS.

The header to the post is: "Is Social Security Enough to Live in The Villages?" That would be asking for advice. Either way, my advice is no. Easy peasy.[/QUOTE]

rustyp 02-09-2025 01:30 PM

Quote:

Originally Posted by rustyp (Post 2408050)
Correction the question was "Is Social Security Enough to Live in TV?"
Think about it - room for interpretation to the absolute wording.

Quote:

Originally Posted by OrangeBlossomBaby (Post 2408169)
And the answer hasn't change:

It depends on the size of your Social Security check.

If you get the minimum, then no.
If you get the average, then - possibly?
If you get the most, then yes.

YES NO MAYBE - no room for interpretation there.


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