And how many decades have you worked with contract disputes? More than four?

How many times have you appeared in Federal Court?

You are addressing an irrelevant topic. He can only delay the inevitable. Read up on timeshares. It’s a dirty business. Why they are so profitable.

Let him dispute it but don’t give him false hope of discharging the debt unless he is willing to spend a lot on legal fees.

I agree. But, because the lien has no value, they hire a collection agency, and if you don't pay, they can ruin your credit rating, or even sue you and seize your assets.

The other fellow here seems to know more than we do. Timeshare lawyers have perfected their contracts over decades. Good luck trying to find an out without spending a tidy sum in legal fees

Can a Timeshare Be Foreclosed for Nonpayment of Fees or Assessments? | Nolo

The way they are getting rid of their timeshares
 

Thank you for your responses, I had seen something before but your suggestions prodded me to look again. If you go to eBay and put your timeshare name in to both current auctions and advanced/sold, you will see many selling. Here is what the brokers are doing and we can likely do it ourselves. The owner pays a year of maintenance fees and closing costs. These have multiple bids like up to a whopping $18. Maybe $150. May be worth trying.

You need to pay what you owe then sell it. Timeshares are a huge waste of money.

Pay it like youre supposed to then try n sell it

Time Shares are just a rip off, decades ago I went to one of those events where you are promised a TV for just attending and hearing the presentation. I listened to their BS. after I asked a lot of questions nobody at our table wanted to buy, needles to say I never got the TV.

I gave mine back to the timeshare company . It was impossible to sell.

One option is to tell the collection agency that you don't give a hoot about their efforts and that you will never again need credit so you don't care what they do.

Then go to the credit rating agencies and lock your accounts. No one will be able to see your credit at that point. And you won't be able to get loans.

If that's the case then they will give up and you can walk.

My husband was postal inspector and said you send 2, 1 certified and 1 regular. If they refuse the certified and the regular does not get returned unopened, you have all the documentation you need. I did it all the time when notifying fed employees about personnel issues they refused to respond to and it worked in court.

We had a timeshare on Maui, assessments went through the roof shortly after the purchase. Went to one of the many companies that guarantee they can get you out of the ownership. The one good thing they said was to not make any further payments; I never made another payment, was contacted numerous times pay Diamond Resorts regarding consequences. Contacted Hawaii attorney general’s office and was advised by them the Diamond Resorts was being investigated by them for unscrupulous business practices. Bottom line, I just walked away and it never effected my credit scores, I never had to go to court. I haven’t heard from them since 2017 and my life has moved on, granted I did take an initial financial hit but was better than the alternative.

I did, too. After I stopped paying, we made a deal. They canceled the debt and I signed over the deed. No impact on my credit report.

It's not true that locking your credit will prevent everyone from seeing your credit report. Insurance companies, employers, landlords, and others use credit reports to determine their rates, who to hire, etc., and they can still see your credit report, even if it is locked.

Also, how do you know the collection agency or timeshare company won't sue you in court and try to seize assets that you own? If they get a court judgement, a lawyer can legally remove money from your financial accounts before you even know it is gone.

Excellent advice