Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, Political talk (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/)
-   -   health insurance (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/health-insurance-226654/)

Don Baldwin 01-19-2017 08:06 AM

Quote:

Posted by Guest
What if the government told the auto industry they had to provide safe airbags in their autos before they were sold in the US? Oh, wait........ they do. That dam government wants the us auto industry to fail.

And you PAY for them. They didn't "add them for free". And that's what you want...things added for free. How can the insurance company pay for your future bills if you don't contribute enough to cover it? Someone else does...their premiums MUST go up to cover the cost.

Quote:

Posted by Guest
I have never had a chargable accident where my insurance company had to pay. My premiums pays for people like you who do. That is how insurance works. I have never "griped" that I had to pay for accidents of other people. I will gladly pay more so that some family doesn't lose their loved one because some human says to hell with them.

What if I had an accident every day because I don't give a damn because I have "great insurance" that is cheap because YOU subsidize me? What if I'm costing the insurance company $20,000 a day? For life...because I refuse to drive safely. Should my premium be the same as everyone else's? That's exactly what you want...EVERYONE pays the same "low rates" irregardless of how much they're costing.

A "preexisting" medical condition is like a habitual drunk driver...they're going to cost the insurance company more. You're just trying to socialize everything. It shouldn't be done that way. You cost more...you pay more. And expecting an insurance company to cover you when you have a condition that costs $20,000 a month is insane. YOU cover the cost or you die. It's how it must be. We can't afford to be spending million per person on healthcare.

MDLNB 01-19-2017 08:38 AM

Quote:

Posted by Guest
And you PAY for them. They didn't "add them for free". And that's what you want...things added for free. How can the insurance company pay for your future bills if you don't contribute enough to cover it? Someone else does...their premiums MUST go up to cover the cost.



What if I had an accident every day because I don't give a damn because I have "great insurance" that is cheap because YOU subsidize me? What if I'm costing the insurance company $20,000 a day? For life...because I refuse to drive safely. Should my premium be the same as everyone else's? That's exactly what you want...EVERYONE pays the same "low rates" irregardless of how much they're costing.

A "preexisting" medical condition is like a habitual drunk driver...they're going to cost the insurance company more. You're just trying to socialize everything. It shouldn't be done that way. You cost more...you pay more. And expecting an insurance company to cover you when you have a condition that costs $20,000 a month is insane. YOU cover the cost or you die. It's how it must be. We can't afford to be spending million per person on healthcare.

:agree:

Nucky 01-19-2017 07:03 PM

Is your health care all taken care of now? Are you and your loved one covered? If through no fault of your own and after working a job and a half or two full time jobs your whole life you ended up disabled. Do you think Obamacare would be a good lifeline for you? Do you choose to sit in your tower and look down at the little people? I was sitting next to you wishing the government would stop giving handouts. It's not a handout when you have a major event in your life and you need a hand when you can't provide anymore. So take your mathematical mental masterbation and stick it. Obamacare saved us. We are grateful. Lets see where we stand in a couple of weeks.

ColdNoMore 01-19-2017 07:29 PM

Quote:

Posted by Guest
Is your health care all taken care of now? Are you and your loved one covered? If through no fault of your own and after working a job and a half or two full time jobs your whole life you ended up disabled. Do you think Obamacare would be a good lifeline for you? Do you choose to sit in your tower and look down at the little people? I was sitting next to you wishing the government would stop giving handouts. It's not a handout when you have a major event in your life and you need a hand when you can't provide anymore. So take your mathematical mental masterbation and stick it. Obamacare saved us. We are grateful. Lets see where we stand in a couple of weeks.

:BigApplause:

autumnspring 01-19-2017 08:13 PM

Your view is far too simplistic
 
Quote:

Posted by Guest
A VIABLE plan? Covering preexisting conditions? Non-cancelable?

It'll cost a family of 4 about $6,000 a month.

WHY is health insurance so different than homeowners or car insurance?

If you're careless and like to leave the house with food cooking, you've burned down a few houses already...WHY should your homeowners insurance be the same as people who are more careful? Why should THEY be FORCED to subsidize you?

If you drink and drive, speed, drive recklessly (call it a preexisting condition), WHY should your insurance be the SAME as everyone else's? Why should THEY subsidize you?

Same with health insurance...I already told you an average person living to 66 will use about $1 million in "healthcare costs". That works out to a monthly payment of $1,250 EVERY month...all 800 of them just to equal the $1 million used. A family of four will use $4 million in their lifetime...REQUIRING as a MINIMUM $5,000 a month...EVERY month...just to pay the actual costs...not including administrative costs and profits.

YOU CAN'T COVER EVERYONE at an affordable rate.

You can't cover 50 million poor on the backs of the few workers that are left. You can't subsidize "multi million dollar per year" preexisting conditions. Some people REQUIRE more and therefore should pay more. The obese shouldn't pay the same rate as a fit person. A heavy smoker or drinker shouldn't pay the same rate as someone who looks out for their health.

The ONLY way to make it "viable" is with death panels...for the newly born who won't get lifesaving, for the rest of their life, expensive treatments. And the old who are living on bought time. Many people use over $1 million in healthcare costs their last year of life. Money futilely used to gain a few months of suffering.

Give people the right to die in dignity and you'll save a ton of money. People know when it's their time. Their children are the ones who don't.

1, Are you willing to, if,a healthy person decided they would rather not pay for insurance, is in a car accident they should not bet medical care unless they show they have a PERSONAL SAVINGS ACCOUNT which is enough to cover the estimated bill?
2. Do you want to say go to mcdonalds and be served by a person with TUBERCULOSIS, HEPATITIS, POLIO.
3. Have YOU chosen to turn down MEDICARE? You feel you have earned it. The fact is our government has spent the money you were forced to pay into social security. The difference between what YOU/WE pay for medicare and the TRUE COST is being added to the national debt.

THROUGHOUT HISTORY, PEOPLE WANT BUT WANT OTHERS TO PAY.

Don Baldwin 01-19-2017 08:21 PM

Quote:

Posted by Guest
Is your health care all taken care of now? Are you and your loved one covered? If through no fault of your own and after working a job and a half or two full time jobs your whole life you ended up disabled. Do you think Obamacare would be a good lifeline for you? Do you choose to sit in your tower and look down at the little people? I was sitting next to you wishing the government would stop giving handouts. It's not a handout when you have a major event in your life and you need a hand when you can't provide anymore. So take your mathematical mental masterbation and stick it. Obamacare saved us. We are grateful. Lets see where we stand in a couple of weeks.

Read my lips...we can't afford to give everyone good medical care. It's prohibitively expensive.

Every $1,000 the 50 million poor receive in medical care, costs the taxpayer $50,000,000,000 ($ 50 billion)...are they worth it?

It may have saved you...it's saved others. But there are probably 45 million who DON'T deserve it. They DIDN'T work 2 jobs their whole life. Many NEVER had a job. Welfare queens, pumping out kids...

Go to the welfare office...very few white's there...mostly minorities or white girls with a black kid.

Nucky 01-19-2017 09:48 PM

Quote:

Posted by Guest
Read my lips...we can't afford to give everyone good medical care. It's prohibitively expensive.

Every $1,000 the 50 million poor receive in medical care, costs the taxpayer $50,000,000,000 ($ 50 billion)...are they worth it?

It may have saved you...it's saved others. But there are probably 45 million who DON'T deserve it. They DIDN'T work 2 jobs their whole life. Many NEVER had a job. Welfare queens, pumping out kids...

Go to the welfare office...very few white's there...mostly minorities or white girls with a black kid.

So I did the best I could and raised my kids and so far none of them have been through the legal entanglements that kids get into and I have to be penalized because of the other people you mentioned? When you are in the water circling the drain and it looks like your life preserver may be taken away it is not easy to accept. If somebody throws you a Red Life Preserver and you don't like Red do you throw it back or just go down the drain?

We have money to help everyone in all the countries all over the world why not help me now that I need it. It is very difficult to be helped when you are the one who has been helping others his whole life.

I'm a grown old hurting old man, I don't read lips and I don't hang at Welfare offices guessing about other people's affairs. I have my hands full living my own life. Compassion for others is a beautiful thing, give it a try, it feels great.

ColdNoMore 01-19-2017 10:51 PM

Quote:

Posted by Guest
So I did the best I could and raised my kids and so far none of them have been through the legal entanglements that kids get into and I have to be penalized because of the other people you mentioned? When you are in the water circling the drain and it looks like your life preserver may be taken away it is not easy to accept. If somebody throws you a Red Life Preserver and you don't like Red do you throw it back or just go down the drain?

We have money to help everyone in all the countries all over the world why not help me now that I need it. It is very difficult to be helped when you are the one who has been helping others his whole life.

I'm a grown old hurting old man, I don't read lips and I don't hang at Welfare offices guessing about other people's affairs. I have my hands full living my own life. Compassion for others is a beautiful thing, give it a try, it feels great.

Hang in there. :(



We are the most powerful nation this planet has ever seen, yet are about the only developed country that doesn't view the health care of its citizens...as a top priority.

Yes, I do strongly believe that health care coverage should be a 'right'...of ALL American citizens.

Many of those who are so quick to want to send our sons and daughters to foreign countries, to put their lives on the line for THOSE citizens (or simply to flex the muscles of the worlds largest military)...turn a cold and blind eye towards our own citizens.

It's this kind of selfish, ignorant, warped, cold-hearted and disgusting thinking... that so many on the right seem to embrace.

I am also convinced, as exhibited by a number of posters here on TOTV, that a big component of that attitude...lies in bigotry and racism.

And many of these same people, also like to tout how wonderful their religion is...even if they are doing the opposite of what it actually stands for.

Beyond pathetic. :ohdear:

Don Baldwin 01-19-2017 11:25 PM

Quote:

Posted by Guest
So I did the best I could and raised my kids and so far none of them have been through the legal entanglements that kids get into and I have to be penalized because of the other people you mentioned? When you are in the water circling the drain and it looks like your life preserver may be taken away it is not easy to accept. If somebody throws you a Red Life Preserver and you don't like Red do you throw it back or just go down the drain?

We have money to help everyone in all the countries all over the world why not help me now that I need it. It is very difficult to be helped when you are the one who has been helping others his whole life.

I'm a grown old hurting old man, I don't read lips and I don't hang at Welfare offices guessing about other people's affairs. I have my hands full living my own life. Compassion for others is a beautiful thing, give it a try, it feels great.

We're $20 TRILLION in debt...we borrow over a $ trillion each year, we don't have ANY money...to give to ANYONE. Especially poor people on welfare.

That's the problem, you're so busy with your own life that you haven't stopped and smelled the roses lately. They've become a putrid black/brown over the last 60 years. There's nothing rosy about America's future.

I DO have compassion when warranted. I'm NOT going to help minorities take over my country by breeding us out. I'm against "fixing" people on welfare with $ million operations so we can feed and house them for another few months or years.

Quote:

Posted by Guest
Hang in there. :(



We are the most powerful nation this planet has ever seen, yet are about the only developed country that doesn't view the health care of its citizens...as a top priority.

Yes, I do strongly believe that health care coverage should be a 'right'...of ALL American citizens.

Many of those who are so quick to want to send our sons and daughters to foreign countries, to put their lives on the line for THOSE citizens (or simply to flex the muscles of the worlds largest military)...turn a cold and blind eye towards our own citizens.

It's this kind of selfish, ignorant, warped, cold-hearted and disgusting thinking... that so many on the right seem to embrace.

I am also convinced, as exhibited by a number of posters here on TOTV, that a big component of that attitude...lies in bigotry and racism.

And many of these same people, also like to tout how wonderful their religion is...even if they are doing the opposite of what it actually stands for.

Beyond pathetic. :ohdear:

There were no negros in the church of Jesus...he never talked about negros or slavery either...it was a common practice back then and there...he knew they existed...why? Even Jesus didn't see them as people?

ColdNoMore 01-20-2017 06:19 AM

Quote:

Posted by Guest
There were no negros in the church of Jesus...he never talked about negros or slavery either...it was a common practice back then and there...he knew they existed...why? Even Jesus didn't see them as people?


Quote:

Posted by Guest
I am also convinced, as exhibited by a number of posters here on TOTV, that a big component of that attitude...lies in bigotry and racism.

Thank you for so quickly and perfectly...proving my point. :thumbup:

I knew I could count on you. :wave:

hypocritehunter 01-20-2017 06:31 AM

Quote:

Posted by Guest
We're $20 TRILLION in debt...we borrow over a $ trillion each year, we don't have ANY money...to give to ANYONE. Especially poor people on welfare.

That's the problem, you're so busy with your own life that you haven't stopped and smelled the roses lately. They've become a putrid black/brown over the last 60 years. There's nothing rosy about America's future.

I DO have compassion when warranted. I'm NOT going to help minorities take over my country by breeding us out. I'm against "fixing" people on welfare with $ million operations so we can feed and house them for another few months or years.



There were no negros in the church of Jesus...he never talked about negros or slavery either...it was a common practice back then and there...he knew they existed...why? Even Jesus didn't see them as people?

Typical right wing Christian. Always trying to twist the bible to fit his/her bigotry.

Don Baldwin 01-20-2017 07:02 AM

Quote:

Posted by Guest
Thank you for so quickly and perfectly...proving my point. :thumbup:

I knew I could count on you. :wave:

Quote:

Posted by Guest
Typical right wing Christian. Always trying to twist the bible to fit his/her bigotry.

Show me where Jesus talks about negros and treating them as equals... There is NOTHING. Why? The Middle East back then was full of slaves. Why did Jesus not include THEM?

I'll wait...

MDLNB 01-20-2017 07:49 AM

Quote:

Posted by Guest
What if the government told the auto industry they had to provide safe airbags in their autos before they were sold in the US? Oh, wait........ they do. That dam government wants the us auto industry to fail.

And by adding those airbags, the cost to the consumer went up, and less people could afford a new car. Other countries do not mandate air bags or safety glass. Right or wrong, the gov insists on dictating what they feel is good for us, regardless of whether or not their assistance is wanted or needed.

Like Helmet laws and seat belt laws. Both are common sense to most folks but some do not care for their own safety and do not wish anyone else dictating to them what they must do.

The more gov overreach we have, the worst our national debt is going to be/climb.

And to your point, YES the more regulations there are, the less we can afford the changes and the worst off business is. Most of our tax revenue comes from the wealthy and business, so the more you punish business, the more debt we have. And the less we can afford to pay the way for those that either refuse to work or those that can't work.

Don Baldwin 01-20-2017 08:05 AM

Quote:

Posted by Guest
And by adding those airbags, the cost to the consumer went up, and less people could afford a new car. Other countries do not mandate air bags or safety glass. Right or wrong, the gov insists on dictating what they feel is good for us, regardless of whether or not their assistance is wanted or needed.

Like Helmet laws and seat belt laws. Both are common sense to most folks but some do not care for their own safety and do not wish anyone else dictating to them what they must do.

The more gov overreach we have, the worst our national debt is going to be/climb.

And to your point, YES the more regulations there are, the less we can afford the changes and the worst off business is. Most of our tax revenue comes from the wealthy and business, so the more you punish business, the more debt we have. And the less we can afford to pay the way for those that either refuse to work or those that can't work.

Taxing to pay for government spending...how quaint.

They just spend and then borrow to "pay" for it. Over $1 trillion each year. Trump will borrow/spend even more.

All those regulations...they're there to give one individual/corporation an advantage over another.

Nucky 01-20-2017 09:08 AM

I remember now why I stopped coming on this thread. The anonymous thing gives people beer muscles. How this turned from my medical care to where it is now is a damn shame. I surrender, you win.


All times are GMT -5. The time now is 09:04 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.