Dr Winston O Boogie jr |
05-08-2017 08:34 AM |
The problem today is that we really don't have what can be considered insurance by any definition.
Insurance is a wager between the insured and the insurer. They are betting that your house won't burn down, you won't have a car accident, you won't get robbed or that you won 't get sick and you are betting that these things will happen.
It's ridiculous to force insurance companies to cover pre-existing conditions. That's like totaling your car in an accident and then buying insurance, after the accident, to replace your car.
What we have today is some sort of pooled health care payment system. As much as I think it will fail, if we're going to do this, we might as well go to a single payer system and let the government take care of us cradle to grave.
I'm against a government run system because pretty much everything that the government does costs more and is or lesser quality. I also see the systems in other countries failing financially.
Some people in England say they love the National Health, but it, like the system in France is in serious financial trouble and taxes will be raised to continue it. Gasoline is $5.00 a gallon in Canada to partially fund their health care costs, High income and VAT covers the rest. Even with that, The Canada Health Act does not cover prescription drugs, home care or long-term care, prescription glasses or dental care, which means most Canadians pay out-of-pocket for these services or rely on private insurance. The Canadian government routinely denies services and many Canadians cross the border to the US to get health care that they need.
So of all of you who think that a national health care, single payer system would be good, I'd ask, would you be in favor of raising the price of gasoline by $3.00 per gallon, raising your income tax and adding a national sales tax to pay for less services, no prescription drug coverage the a government bureaucrat deciding whether or not you'd get the care that you and your doctor say that you need.
I had a friend from the UK who was in her late 70s when she was told that she needed a hip replacement. The National Health denied it because of her age. She has to either pay $30,000 dollars out of her own pocket for the procedure or live in pain for the rest of her life. She doesn't have $30,000 so she has been sentenced to a life of excruciating pain. The government also limits the amount of pain medication that they will provide for her.
National health care, single payer system is not the panacea that many think it is. It's great as long as you don't get seriously ill. And as I said, these systems are constantly in a state of financial trouble.
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