Ya, right. So you think an acceptable business model is to lose 130k per car when the sales price is roughly half that? Businesses that follow that won't be in business for long.

That really just tells you that the concept of Global Warming is the most IMPORTANT question facing the HUMAN RACE since WW2. It MAY ? be more important than WW2 because MORE PEOPLE and COUNTRIES are involved. All around the globe people that should NOT be moving ARE moving North from the Equator toward the US, Canada, and Europe. That migration will make these HEAT problems greater, not lessor. Wars and diseases will be likely result from this migration. Our age group will NOT be terribly AFFECTED, BUT YOUR CHILDRENS LIVES will be TOAST (literally HEATED TOAST). I am just warning. I am a messenger. SOME may want to KILL the message and attack the messenger. Like trying to put toothpaste back in the tube, try to heal the dying Coral Reefs now. it won't be easy. Try to turn around those South Americans - it won't be easy. Try to stop the mercury that's coming out of Alaskan and Russian tundra -- It won't be easy.
.....Only a small % of Americans would name Global Warming as their top ISSUE in their life. I suppose we are the enlightened ones for EVEN DISCUSSING it.

Besides GREED, the reason for the insurance rates going up is the FUTURE prediction of property loss due to the Earth's increasing HEAT........CAUSING MORE and GREATER hurricanes and tornadoes in out future.

Just tell the newbees that everything climate related is WONDERFUL. Then scratch their TUMMIES and read them a nursery rhyme.