There are insurance companies in NC and SC that policy has

“Named storms are covered”

so this may be a possibility for coverage of damage homes that aren’t in a flood plain, so fema insurance is not required. Or Hurricane insurance was not offered due to inland proximity.
Then again the 14” of rain plus run off from the mountains, 2 days prior to Helene, may have pushed the non flood areas into the devastation those states are experiencing.

It will be interesting to see how many companies have Coverage for Named Storms. Our northern insurance lists tornadoes, wind shear, and other perals but “named storm” is not in our policy content

Agree with earlier post....the civil engineering in TV is the real genius of this developer. Only Disney rivals this developers ‘ground game’!

A little reality. I am closing on a new designer home in Shady Brook next week.
Before I can go to closing I must have a documented and PRE-PAID 12 month flood insurance policy. Much of Moultrie Creek and Shady Brook are Zone AE.

Cost: $1245 for one year

I am told the FEMA maps will be updated within a year or two.

Who told you the maps would be updated? Do you believe them? What was their source?

You don't have to wait. There is a process available to change the designation. It usually takes about 90 days.

Change Your Flood Zone Designation | FEMA.gov

A floating home could be an idea for some of the Mississippi River area as long as it is very well anchored. Think someone is designing floating cities in the Maldives. Or a floating Village.

I'm not sure Disney is even close. At Disney, the majority of the active land area is paved (or impervious). This makes it much easier to direct drainage to where you want it to go. Then you just collect it, clean it & disperse it.

In TV. there are vast areas of open/natural land. It's much harder to control where the water goes, when you have to rely on natural (or created) slopes and impoundment areas, to say nothing of protecting 80,000 homes from flooding.

One interesting quirk with the TV drainage design, is a prohibition against moving water between counties. Every drop of water has to remain in the county it originated from, it can't be moved across a county line. That makes for some real challenges on properties near county borders.

The sophistication of the TV drainage design and operation, is mind boggling.

It really is amazing. You intentionally design your golf courses with the dual purpose of ‘drowning’ them with flood waters and when it dries out, continue to showcase to prospective buyers as eye candy. I always say the developer should speak at Wharton on the business model...but he would be equally effective at MIT or other equal institution of engineering!