Quote:
Originally Posted by NYGUY
Confused....is this a Supplement or an HMO?
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My understanding it's and HMO but takes the place of the supplement and also has drug coverage with it. I never wanted an HMO but it seems to be okay in TV and FL areas and their is no premium paid. For me and my spouse that is about $4000 we save in premium cost.
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I got to thinking one day about all those people on the Titanic who passed up dessert at dinner that fateful night in an effort to cut back. From then on, I've tried to be a little more flexible.
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