Coincidentally I also installed Windws 10 on an HP desktop PC on Wednesday. Took approximately 90 minutes from download thru install and several automated restarts. Complete process went smoothly. Yesterday, there were several updates. Updates also went smoothly but I'm not a gamer and only use MS Office on this PC. Windows 10 migrated my user password from Win 7. The first time I tried the password in Win 10 I used the numeric keypad and it didn't work. (Numlock was on). I then tried the numbers on the top keyboard row, and user login worked. I've used the numeric keypad subsequently and that now works. I do not recall ever having a MS account or an MS password.
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