If you choose to take a golf cart (19.9 mph) you are clearly not in a hurry, otherwise you would have taken your car. I am sick of these golf cart idiots, taking corners like a Formula One driver, and being aggressive (which in a golf cart carries all the umpph of lap dog). When I see them at the gates creeping forward, I creep forward twice as slow, taking twice their time, for safety reasons of course
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BTW the paved surface golf carts drive on are multi modal, do you really want to pay for separate sidewalks/bike paths throughout the villages? Hit a pedestrian/biker/roller blader, go to jail (and rot, as you should).
This is a retirement community, not New Jersey/New York etc SLOW DOWN no matter what you drive.