A friend had the same problem in TV a few months ago. Large oak tree had fallen and just missed her house destroying her fence. However, she had previously contacted the proper authorities here and described her problem (in writing), and asked their approval to cut the tree down before it did any damage. They said the tree was just fine, in their opinion. When the tree finally fell, she did not have to pay for the clean up and fence because she had the documentation in her files.
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