I'm not against seat belts. In fact I would agree that they are probably very useful when hitting a curb, taking turns too fast or getting "bumped" by another vehicle.
I think that it's a stretch however when people see an accident like this and jump to the conclusion that a seat belt saved anyone's life. I think that the woman is probably alive because she was cushioned from the impact by her husband's body. And don't forget, she is very seriously injured.
I think that in bad collisions it's probably 50/50 whether or not a seat belt will help or not. If a cart gets hit by a car or truck and is dragged for a distance a person might be better off being thrown from the cart. There are circumstances where remaining in the cart might cause further injuries.
Still, I am probably going to install seat belts.
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