Very good point, all of these are factors. We pay $106/month for maint and did look into coveting to the solar heat option after our existing heat pump fails. Cost about $4500, but will not do you much good in cooler weather. You can also usually count on your pool be shut down for part of December, January and February depending on the weather. It was very cold here last winter.
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Mark & Linnae
Birmingham, The U.P., Saginaw, Bay City, Toledo, Columbus, Dayton
& The Village of Chatham 
"I wish I didn't know now, what I didn't know then"
-Bob Seger-
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