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Originally Posted by Guest
I heard someone on here, probably on another thread insist that due to Obamacare, premiums had risen less than before. BS! I've never seen premiums go up at such high percentage rates in my lifetime.
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You will excuse those of us who
prefer facts, over your supposed anecdotal ramblings...won't you?
Health premiums after Obamacare? They’re lower.
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Today, even as news about big premium increases for 2017 raises concerns about the Affordable Care Act’s long-term health, an analysis released last week in the journal Health Affairs seeks to put things in perspective. The upshot: Things could be worse.
It turns out that the average premiums in the individual market actually dropped when the ACA was implemented.
“Average premiums for the second-lowest cost silver-level (SLS) marketplace plan in 2014, which serves as a benchmark for ACA subsidies, were between 10 and 21 percent lower than average individual market premiums in 2013, before the ACA…,” write researchers from the Brookings Institute.
And in 2016 – two years into the marketplaces’ operation – premiums are still lower than they were in the individual insurance market in 2013. They’re 20 percent below the Congressional Budget Office’s (CBO) original projections, write co-authors of the analysis, Paul Ginsburg and Loren Adler.
In addition to lower than expected premiums, ACA plans include a host of benefits many policies didn’t have before the law took effect. That, along with a guarantee of coverage for all who apply for health insurance and restrictions on medical underwriting should have caused a precipitous spike in the cost of health plans.
These results are not what many experts expected.
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Sorry to burst your bubble (purposeful lying?), but that's why some of us prefer actual facts instead of simply believing someone's opinion who has an agenda...and who are given their talking points by suspect sources or massive e-mails meant to incite anger.
Please forgive us.
CNM