Quote:
Originally Posted by Guest
Nope, I have Medicare and I have researched it enough to know what I have and don't have. I bet you a dollar to a donut that you don't if you are in disagreement with my statement. Go ahead and look up Medicare "A" coverage, because that is ALL you get for all those years you invested in it. Medicare "b, c, d, etc" are all supplements that you pay extra for AFTER you reach Medicare eligibility, if you desire to pay for it. And what is really interesting is that you basically have to tell them that you do not wish them to take out $105 per month from your social security to pay for Medicare B. Check it out on their website if you don't believe me. I have medicare "A" and it doesn't pay for much else except hospitalization. No doctor visits, no prescriptions, etc. So, am I wrong?
I pay close to a grand per month for private health insurance for my wife an I. Medicare A is redundant. If I had nothing else but Medicare A, it still wouldn't be enough and I would have to allow them to take funds from my social security to pay for Medicare B and D.
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No need to research as I am using actual experience.
I can honestly say that since my wife and I have become medicare eligble we have not had to reach in our pockets for any payments except for a minor (less than $10 Rx copay).
That is over a 15 year period.
Cancer surgery and all post surgery radiation treatments.
Major intestinal surgery.
Cataracts.
Knee repair.
All the lab work including periodic blood testing, MRI, cat scans, etc.
Physical therapy.
Just to name afew.
Having to not pay one dollar for medical events in an aging life is far from crap.
Having complete coverage, 100% of ANY medical need.
And being a user of traditional Medicare with a supplement we are not restricted to any doctor, group of doctors or specialists or hospitals anywhere in the world.
To each his own, however, there has to be some underlying reason to label Medicare coverage as "crap" and that it is insufficient.