Do some research before you do this, possible downsides:
1. If (or when) you have an accident, you may find you do not have insurance coverage.
2. If the police find your cart is capable of greater then 20 mph, big fines, court date, points, tickets, etc. You are driving an unregistered Low Speed Vehicle.
3. You are retired, slow down enjoy the ride.
Finally, you can do a search on this site, there have been several cases reports of the above fines and court appearances, etc.
JMHO
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Pennsylvania, for 60+ years, most recently, Allentown, now TV.
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