Talk of The Villages Florida - View Single Post - Golf cart impouned by insurance company?
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Old 09-06-2017, 10:24 AM
Dr Winston O Boogie jr's Avatar
Dr Winston O Boogie jr Dr Winston O Boogie jr is offline
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Quote:
Originally Posted by suesiegel View Post
re: Denied coverage?
If, you have a golf cart that does not exceed 20 mph by law, you do not need insurance, you do not need a drivers license, it is not a registered vehicle so you do not need plates.
re: Impounding after an accident
I DON'T KNOW but I would assume after a serious accident what is left of the golf cart has little or no value,
re: insurance
From the TOOOOOO MANY posts on this subject, many people do not understand what insurance is. If, you damage someone else or their property they are ENTITLED to be put whole. If, you have paid for insurance some of the loss will be paid for by the insurance. IF, YOU DECIDE NOT TO PAY FOR INSURANCE YOU ARE SELF INSURED-NOT PAYING FOR INSURANCE DOES NOT LIMIT YOUR RESPONSIBILITY OR IF YOU PREFER-YOUR LIABILITY.

LAUGHING A BIT-I can tell you that should anything go wrong, reading a post on talk of the villages IS OF NO VALUE.

I've read that there is a golf cart safety question and answer presentation at Savanna Center every third weds of the month. I would check my information re: the presentation. I've never gone. For what it is worth, my golf cart is set for 20mph and is insured.
You may not need insurance, but IMHO you'd be a bit crazy not to have it. If you injure or someone with your golf cart, or do damage to someone's property, you're likely to be sued. If you don't have insurance and are found to be at fault you could lose everything you have.
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