Quote:
Originally Posted by retiredguy123
I understand your view on eBay. But, I did know a friend who ordered a camera from a seller on eBay, paid $100 to the seller, but never got the camera. It could have been that the Postal service put the camera in the wrong mailbox, but my friend had no recourse. I also won't use PayPal because I believe that some merchants use it as a way to bypass the Federal credit card dispute protections. I may be overly cautious, but I will only buy from merchants who will accept a direct credit card payment. That way, I know that if I don't receive the item, or it is defective, I will not have to pay for it. I buy almost everything from Amazon. Just my opinion.
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If you use PayPal with your credit card as the payment rather than your bank account method you're covered by PayPal
OR your credit card company. eBay and many other sellers not even using eBay take credit card but use PayPal as their payment processor which is why you are covered. Been selling and buying on eBay since 1998 (1400 100% positive feedback) with maybe 2 buying problems but they were all resolved immediately and without hassle by eBay. Even if PayPal doesn't you can then still dispute through your credit card. Even PayPal and eBay says you can do that but if you do you give up their protection. As for your friend, if there was tracking saying the item was delivered that would be a problem but it would be a problem even with a credit card. If there was no tracking then PayPal/eBay or CC would likely find for the BUYER. The biggest complain now about eBay is that 99% of the cases are settled in favor of the BUYER whether deserved or not. I can personally vouch for that as a seller.
And PayPal split with eBay in 2014.