Quote:
Originally Posted by EdFNJ
If you use PayPal with your credit card as the payment rather than your bank account method you're covered by PayPal OR your credit card company. eBay and many other sellers not even using eBay take credit card but use PayPal as their payment processor which is why you are covered. Been selling and buying on eBay since 1998 (1400 100% positive feedback) with maybe 2 buying problems but they were all resolved immediately and without hassle by eBay. Even if PayPal doesn't you can then still dispute through your credit card. Even PayPal and eBay says you can do that but if you do you give up their protection. As for your friend, if there was tracking saying the item was delivered that would be a problem but it would be a problem even with a credit card. If there was no tracking then PayPal/eBay or CC would likely find for the BUYER. The biggest complain now about eBay is that 99% of the cases are settled in favor of the BUYER whether deserved or not. I can personally vouch for that as a seller.
And PayPal split with eBay in 2014.
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I recently read the PayPal terms regarding credit card purchases, and I agree that they now allow you to dispute credit card charges with your bank as if you purchased directly from the seller. That was not always their policy. But, I'm a little confused as to why the eBay sellers don't just accept direct credit card payments, and why I would ever allow PayPal to "arbitrate" a payment dispute when I can dispute the charge with my bank and have the full dispute protections provided by Federal law. I make almost all purchases with a credit card for this reason. So, why does PayPal even need to have an arbitration policy for credit card purchases? Also, when you purchase something on eBay, do you get the manufacturer's warranty on the item? Call me skeptical.