[Stu from NYC]

Originally Posted by chet2020

Lower credit card bills, however, I'd rather still be dining out, going to movies, etc. We only do carry-out currently. Another positive, in the southern hemisphere, it is flu season. The same things people do to prevent catching Covid (wearing masks, washing hands, etc.) is also protecting them from the flu. Flu in the southern hemisphere has "practically disappeared."

We are using credit cards for pretty much all purchases to avoid handling cash in any form,