OP, if you have a financial advisor, ask them to investigate the company, he should have access to tools that you and I cannot get to. This will tell you the financial stability of the insurance company and their ability to withstand a large scale event (hurricane), Here you will probably get some comments with regard to payments, how quickly people were paid, etd.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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