Quote:
Originally Posted by Kenswing
It's amazing how many people report how they perfectly timed the market after the fact.. 
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I like when so called investment advisers invite people for a free dinner and show them how they call all of the downturns with their super duper computer program.
Than they show you a chart of how the market does not do as well as it really does over time so you are better off with an annuity paying a guaranteed 3-4%. Of course the commission allows them to live rather nicely.