Quote:
Originally Posted by vilger
Do you have Medicare? Are you happy with it? Perhaps the government should charge higher Medicare premiums to those of us that have pre-existing conditions - how would you feel about that? The truth is that most people our age have pre-existing conditions.
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Those of us that have Medicare have paid into it for decades. We have paid the premiums in advance.
What I was thinking about if companies were forced to cover people with pre-existing conditions, why would anyone buy health coverage before they got sick? Why wouldn't people just wait until they needed care and go to a company and sign up for coverage? Then once they have been treated and have recovered, drop the coverage until the next time the needed it.
It's the same as saying that you don't have car insurance. Then, you get into an accident you go to an insurance company and tell them that you want to buy insurance and they have to pay for the damages to your car and the damages that you caused. Or, you decide to not have homeowners insurance and when your house burns down, you sign up and expect the insurance company to pay for a new house for you.
Sounds ridiculous doesn't it?