[champion6]

Originally Posted by FG111

Greetings-

Both my wife and I are currently shopping for Medicare Supplement plans as we are both approaching 65. We are interested in any personal opinions from which Medicare Supplement Plans you guys suggest. We are both interested in applying for the original Medicare plan with the best supplemental plan and not interested in an HMO. Premiums cost are not really important as long as the plan is good and covers all medical needs with minimal out of pocket expenses.

Thanks for your time.

As others have stated, Plan F was the top-of-the-line medicare supplement plan. It cannot be purchased as of Jan. 1, 2021. Plans G & N seem to be suitable substitutes.

I recommend that you watch this video for an excellent explanation of 2021 medicare supplement plans.
Best Medicare Supplement Plans (2021) - YouTube
There are also several more videos covering 2021 medicare supplement plans.

My personal advice: By law, everybody's Plan G is the same. Everybody's Plan N is the same. Everybody's Plan etc. Once you decide which plan fits you best, you are shopping for low premium and high service. In by opinion, a medicare supplement sold by AARP from United Healthcare is the way to go.

Finally, an observation: Many people don't understand the difference between a medicare supplement plan and a medicare advantage plan. Some don't even know which one they have. Be very careful as you listen to advice and opinions -- even from me.