[tankdvr1950]

between having you windshield hit/cracked by a stray stone on the highway and a stray golf ball while driving near a golf course

bottom line...its a random occurrance....one your car insurance should cover.....solution for both....don't drive anywhere...or don't drive anywhere within 300 yards of a golf course

and yes...i am a golfer....and yes...i hit stray balls.....and....who knows how many stray stones i have tossed into another drivers windshield....mine has been cracked and replaced 3 times in the last 10 years....stray stones all.....no golf balls yet

its called....LIVING