Talk of The Villages Florida - View Single Post - Annunities
Thread: Annunities
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Old 08-27-2021, 05:28 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by Packer Fan View Post
I got a copy of my annuity the day after I asked. It was like 150 pages long. I read the whole thing. I do contracts for a living, and I have to tell you, there was a lot in there that could be a bit confusing, but overall it was fine and said what I expected. I was specifically interested in the income gaurantees, and it was clearly stated how they worked. If they won't give you the contract, don't sign up.
Did you get the annuity contract before or after you provided the money? I have discussed annuities in great detail with several annuity salespeople, and every one of them told me that they will not allow a potential customer to read the contract until after they have invested in it. You pay the money first, then you get the contract to sign, and then you have 30 days to cancel the contract and request a refund. When I have told them that I would like to review the contract to advise a friend before investing, they get angry, and will not discuss anything further. I could never recommend that someone transfer a large amount of money into an investment contract without being able to review the contract in advance. I am just curious if that is the way you purchased an annuity or was the process different.