Blue Cross and Blue Shield is in my opinion the best health care insurance provider out there, albeit also probably the most expensive. That being said, you get what you pay for. We have Massachusetts Blue, so Florida is technically out of network. However, when I got sick last Spring in Florida and ended running up over a quarter million of billed health care expenses, BCBS worked with the health care providers and agreed to accept the negotiated rates in the Florida network. After I hit my maximum out of pocket, I didn’t have to pay another penny. There isn’t a high enough recommendation I could give BCBS.
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