[montagnard1969]

Yes there are such things as appliance warranties, however there is a catch. This is how I have seen this work. You pay a monthly fee for a policy. Then you have a problem and call in for service. The repair person is under contract to the insurance company who sold you the policy. The repair person assesses the issue and tells you what needs to be done. Then you have the issue of what is covered and what is not covered. Strange that it always manages to have parts involved that are not covered and of course there are extra charges for non-covered parts.
Look at it this way, if you pay a company $100 per month to cover all your appliances and you put that $100 into a savings account you’ll have $1,200 at the end of the year. If you have no claims after two years you’ll have amassed $2,400. The chances you’ll have a claim in three or four years you’ll certainly have enough to repair or even replace the item and not have to deal with an insurance company whose only purpose is to sell you something and make money.
They are permitted under the terms of the policy to use “rebuilt” or non-OEM [original equipment manufacturer] parts. “Rebuilt” are not new parts and non-OEM are not what the manufacturer specified when the appliance was built and do not meet the manufacturer’s specifications. You also have no control what repair company you get to service your appliance. Generally these companies are located in large metro areas and subcontract with service companies in your geographical service area. You are better off with a local repair company that sells and services the appliances they sell.