Talk of The Villages Florida - View Single Post - Anyone have Medigap G instead of the Advantage plans?
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Old 02-22-2022, 01:58 PM
dougawhite dougawhite is offline
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Default Max Out-of-Pocket

Quote:
Originally Posted by bowlingal View Post
I have traditional medicare and UHC as a supplement. My total yearly payout is less than $2400. I bet your deductible, co-pays are more than that. Why wouldn't you get traditional medicare? make no sense to me.
Most Advantage plans have a max yearly out-of-pocket around $3,000. You never pay more than that max amount for your healthcare in the year. So you ALWAYS pay $2,400 per year for your supplement. In an Advantage plan you sometimes pay the full max amount per year (~$3,000) but NEVER more than that; and most years you pay a lot less than that for total healthcare.
PLUS, with Advantage you'll get $1,000 per ear for hearing aid coverage, dental cleanings are covered, covered eye exam, several hundred dollars discount off your glasses. AND all your prescription drugs, no need for Part D...
Now does it make sense?

Last edited by dougawhite; 02-22-2022 at 02:03 PM.