Quote:
Originally Posted by Sabella
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I had Comcast- about 2 years ago a lightning strike hit outside my house . My TV set, my irrigation control box in the garage, my modem and router which I owned were fried. No damage to items visible. Have whole house surge protection. Seco said not their problem the damage came thru my cable lines. To add insult to injury I started to submit paperwork to my house insurance company before submitting All required paperwork I withdrew my claim. I never made a house insurance claim before. My next insurance bill went up about $650. I recently checked on line my house insurance account and it lists my canceled claim under claims made. I contacted the insurance company and requested that be deleted since I withdrew the claim . They said no since the initial form had been filed and it is marked withdrawn.
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That’s why I tell everyone to keep the deductible for the house high so you get the discount every year. Then you’re not tempted to try to claim on your homeowners insurance. Doing a claim or calling thinking about it, will definitely increase your homeowners insurance. So unless the damage is thousands above your deductible do not even call your insurance company to check.