We have had ours locked for about 10 years. Locked them when the SC Dept of Treasury was hacked when we lived there and kept it that way. I have been asked 3 times since to unlock it and I always ask them which credit bureau and when. When they give me the credit bureau I tell them I will unlock it for 1 day max and they have that time to get what they needed done. Car loan did it while I was waiting, unlocked from my phone, 5 minutes and I locked it back up right from my phone. When I wanted to change Chase Visa cards they wanted it unlocked (go figure...I already had a card with them that I always paid in full) I did that with a woman over the phone....again about 5 minutes. Third time when we needed to open checking accounts with a new bank. Same scenario. Tried to get a Capital One card once and they wanted all 3 opened for a week....told them nope and pulled the application. Now I get "pre-approved" applications from them at least once a week....go figure on that one, too.
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