Definitely a good idea. I was informed by Equfax and TMobile that my records were exposed by their poor security. I was also informed by my credit card issuer that my social security number was found on the dark web
So I have a credit freeze in place with the 4 largest credit reporting agencies. In theory, this should prevent someone from taking out a loan or opening a bank account in my name
Note: There are more than 20 different credit reporting agencies … So freezing the top 4 does not stop the other 16 …. But the other 16 are much less used and more specialized
Florida is a state that allows your credit score to impact your car insurance rates. If you are shopping for car insurance it is a good idea to unfreeze your credit at the big 3 (equifax, transunion, experian) during the process.
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