Since the time my company started matching my 401K back in the mid 80's (free money is always a good thing), I mostly was in the 'high risk/high reward' crowd. As retirement approached a couple of years ago though and knowing that my children & grandchildren would be OK, that we have enough to do whatever we want, I slowly transitioned to more conventional/conservative options. While the gains didn't mirror the short-term explosive run-ups (and volatility) lately, in the last few months, I don't regret my choices one bit. Lots of constant reading and research (still occurring), made me believe that I was the person most interested in MY money - so have stayed away from any money management "professionals."
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