Thread: Homeowners ins.
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Old 06-16-2022, 06:22 AM
Sabella Sabella is offline
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Default Need advice regarding house insurance

Quote:
Originally Posted by ureout View Post
WOW.... I've had Amer. Integrity for my HO's Ins. for several years.. in 2020 the yearly premium was $675 .. in 2021 it went up to $1050 just received my 2022 premium now up to $1750 .. I have a 20 yr old Amarillo with a 4yr old roof .. time to shop around again
I have house insurance with Cabrillo coastal ( US coastal property & casualty company) I have sink hole coverage10% deductible, flood coverage low deductible, hurricane deductible $500. Good house coverage policy.all perils $1000. Deductible. I’m worried this company has no integrity and if I needed a serious claim I would have difficulty with them. My premium is a little high but I want complete coverage. State farms is local and has integrity but with them no sink hole , no flood and a 2% hurricane deductible. Yes I save some money but I want good coverage. Any advice appreciated and I know my house is 13 years old but no one else will give sinkhole?