Quote:
Originally Posted by keepsake
Since I have no mortgage I found out I can get the home owners policy without wind coverage. The house will be protected in case or fire, theft, lightning and all liabilities stay the same. Got my $7200 quote down to $1100. Anyone here with no wind coverage experience?
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Wind is the biggest risk in Florida. If a window breaks or roof comes off your house in a storm you will have water damage. At that point you may need to gut the house. Risk reward not worth it.
Frontline and State Farm were reasonable last month