Quote:
Originally Posted by vintageogauge
Your credit score as well as your driving record is also taken into consideration. You also have to compare your coverage with others like how much liability do you carry, what is your deductible, etc.
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True, but the OP's premium is more than 3 times as much as my premium for a similar house. I have $500K liability (the maximum allowed), $300 standard deductible, sinkhole coverage, and hurricane coverage. If the roof is not the issue, I think the OP really needs to shop around.