Quote:
Originally Posted by kansasr
USAA here as well, just got our latest up 46% over 6 months. Decided to remove uninsured motorist coverage which was the biggest line item on our bill. Given that we're not going to be worried about lost wages or medical bills from an accident with an uninsured motorist, it seemed like a reasonable gamble.
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I agree. I have not had uninsured motorist insurance since moving to Florida. In some states, it is mandatory, but not in Florida. If you have good health insurance and you don't plan to sue your insurance company for lost wages or pain and suffering, I don't see any reason to have the insurance.
Even if you buy the insurance, a $100K policy will be worthless when you consider the medical bills and the lawyer fees. You better plan on buying more than a million dollars in coverage to get anything worthwhile.