Quote:
Originally Posted by retiredguy123
I agree. I have not had uninsured motorist insurance since moving to Florida. In some states, it is mandatory, but not in Florida. If you have good health insurance and you don't plan to sue your insurance company for lost wages or pain and suffering, I don't see any reason to have the insurance.
Even if you buy the insurance, a $100K policy will be worthless when you consider the medical bills and the lawyer fees. You better plan on buying more than a million dollars in coverage to get anything worthwhile.
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There are a LOT of uninsured motorists here in Florida, that's why its so expensive....even if you take the risk for health insurance, what's your car worth ? It won't be covered...