I have USAA and wouldn't change for "cheaper". I've had to file 2 claims, 1 home and 1 car, in the last 2 years, and both were handled quickly, easily, and worked out as much in my favor as I could have hoped. The customer service is hard to beat. Yes, my golf cart insurance went from $120/yr to $180/yr...but if they knew we were riding in the lane next to cars going 35, it would be $1500!
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