Talk of The Villages Florida - View Single Post - Allstate stops selling new home insurances in CA
View Single Post
 
Old 06-03-2023, 07:49 PM
CoachKandSportsguy CoachKandSportsguy is offline
Sage
Join Date: Jan 2019
Location: Marsh Bend
Posts: 3,780
Thanks: 653
Thanked 2,772 Times in 1,346 Posts
Default

Quote:
Originally Posted by Stu from NYC View Post
Never understood not clearing the underbrush so foolish not to.
Having been out in Napa Valley just before the wild fires burned large parts of vineyards and towns, Tubbs fire, 2017, the terrain is just too big and steep to clear all the underbrush, as well as the winds with the geography tend to spread the fires very far and sometimes quickly . .

I would say that the fires have always been there, and there are just more people and houses such that the intersection of nature and humans have more opportunities to meet. Weather patterns are mostly random, so some things can happen every 100 years . . . but 100 years ago there were not many people / houses where there are now

Driving up some of the mountain roads, i don't understand why some people live up them, but to each their own prerogatives. . .

The insurance companies have a choice, either charge the max the state will allow for a high risk pool, or exit. . as the probability of loss is too high for the premiums collected, given the increasing number of houses at the intersection with nature.