Quote:
Originally Posted by retiredguy123
Note that both Allstate and State Farm have local offices, and they offer auto insurance with up to $1 million in liability coverage, with no need for an umbrella policy. Not true for many other insurance companies.
|
What if someone falls at your home and gets hurt? Eats bad food at the potluck in your driveway? Your dog bites someone? Your auto liability will not cover those things.
Also, the umbrella liability coverage pays for the lawyers who will defend you.