Quote:
Originally Posted by retiredguy123
I would suggest that you visit Watercrest on Rt 466 and Sumter Senior Living on Rt 466A. I recently visited both places to look at their independent living. For a 2-bedroom unit, you will pay about $6,000+ per month and it is on a month-to-month basis, with no lease, and includes 3 meals per day. So, I assume that assisted living will cost more than that. The advantage to these places is that you can still use The Villages amenities as a Villages resident. Personally, I think $6,000 per month for independent living is outrageous, especially since you need to furnish the apartment and you have no guarantee that they won't throw you out in a month or raise the rent. Another option is Freedom Pointe, but they charge a huge entry fee, plus a monthly fee, all of which includes a lifetime care contract, similar to buying long-term care insurance.
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Freedom Pointe is not similar to buying long term health insurance at all. It does not just cover your care financially, you remain on property and move on thru the levels of care, as needed, with them providing the care. As the person asking can attest, that alone is a big chore for caregivers and the individual...moving thru the care options and finding the right fit at each level. Also, I'd check about that "entry fee" thing. I believe you own your unit and there are several options on the purchase, as to if and how you'd like it bequeathed, etc. It's not just an "entry fee".