[twoplanekid]

I hate to hassle with salespeople and usually just stick with what I have. However, I do call XM radio every year to ask for a better price before they automatically enroll me for another year at a much higher price. This year, I rejected one and then listened to another person on the phone who advised me to apply for a better Medicare part D policy rate.

I was paying $78 per month for a premium part D drug plan. Per advice from the phone caller I called the firm that I use for the part D coverage to request a lesser plan as the two drugs that I take are covered under a lesser plan where I will pay $0 dollars per month. I should have adjusted/questioned my policy years ago.

As that sounded good, I decided to call my Medicare supplement firm to ask them for a better rate. I now have a new policy with G coverage, identical coverage using the same firm that I have had for 7 years. My new monthly rates will be reduced from $395 per month to paying $244 per month.

So, I will be saving $229 per month with the same coverages after spending a few hours on the phone. In the future as with XM radio rate increases, I may be proactive and ask for better rates rather than just excepting rate increases as inevitable.