Quote:
Originally Posted by dhdallas
Buying insurance is no different than gambling. You bet the insurance company $200 that you will wreck your cart within one year. They bet an amount equal to what your cart is worth that you won't have a crash. At the end of one year you renew the bet. The trouble with betting against the house (in this case, the insurance company) is that the house always wins in the long run. I don't gamble so if insuring something (like my cart) is not mandatory by law, then I don't.
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So you wouldn't add insurance to a $15,000 cart that can be stolen with a luggage key?