Quote:
Originally Posted by villagetinker
We use AAA for getting insurance quotes, currently with Progressive, you can also contact The Villages Insurance whom we used in the past. If you get referred to a lesser known or new to Florida insurance company have your financial guy (or possibly bank) check out the company with AM Best rating company.
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It doesn't seem to make much difference IMHO. We were with Hartford, now with Progressive, have gone to villages broker and to others. Many recommend "Kin", which I believe might be a broker, not a company, but not sure. Most seem to offer an enticing premium to change, then double or MORE the premium on the next billing. Same reported by friends who live in Illinois, and in Arkansas. Brother in law put on brand new roof when "old" roof was 100% in regard to shingle condition, granules, etc. Result was a $156.00 reduction is their next premium, followed by a $487 INCREASE in the following premium period ! I don't know if one can stay ahead of this "game".... insurance and roofers and "inspections" ? Seem a lot of people are beginning to question the old thinking that home ownership is by far the most financially prudent choice: electrical, plumbing, property taxes, lawn upkeep, insurance, etc. but would definitely be impacted by how much the owner is able to do for self, but can't do anything about taxes and insurance raises, and "special" assessments, fees such as amenity or in some places HOA, etc.