Talk of The Villages Florida - View Single Post - Metal Roofs & Florida Insurance Rules & Costs
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Old 07-25-2024, 08:51 AM
OhioBuckeye OhioBuckeye is offline
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Quote:
Originally Posted by Mike.Kathy View Post
I just got off the phone with The Villages Insurance, I called them because I was thinking of upgrading my asphalt shingle roof to a metal shingle roof. I asked them if a metal roof has the same stupid 15-year rule about replacement or being dropped by the insurance company. I was asking because the metal roofs cost a lot more but have a 50-to-100-year life. There answer to me was yes it falls under the same Florida roof requirement depending on which insurance company you use.
My question to anyone with a metal roof has this happen to you, have you had an increase in your insurance due to the age of your roof.

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So you’re getting lighting rods so you can attract lighting. Yea, I know this roofing company gave you some song & dance why metal roofs are better. Then why aren’t lighting rods made of asphalt or plastic. So why didn’t they start putting them on houses yrs. ago if they have a 50 to 100 yrs life span? So in other words Ins. rates should go down, right because no more houses destroyed by lighting. We’ll see soon enough. Hope you’re right, not trying to start an argument.