Quote:
Originally Posted by Mike.Kathy
I just got off the phone with The Villages Insurance, I called them because I was thinking of upgrading my asphalt shingle roof to a metal shingle roof. I asked them if a metal roof has the same stupid 15-year rule about replacement or being dropped by the insurance company. I was asking because the metal roofs cost a lot more but have a 50-to-100-year life. There answer to me was yes it falls under the same Florida roof requirement depending on which insurance company you use.
My question to anyone with a metal roof has this happen to you, have you had an increase in your insurance due to the age of your roof.
Thanks
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Most carriers want a shingle roof over 10 years old. A tile or metal roof they want 15 years or newer. Their answer was incorrect. Metal roofs have a longer life expectancy than a shingle roof. I’m an insurance agent and would be happy to provide a quote. You can change carriers midterm without penalty. Please feel free to contact me 954-437-9220 ext. 308 or
hrichardson4@allstate.com. I work remotely.