[retiredguy123]

Originally Posted by opinionist

I don't understand why people like bonds.
Subtract the inflation rate from the yield, and you will get a negative number.

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I use short and intermediate term bonds to balance my portfolio with stocks and cash. 40 percent stocks, 40 percent bonds, and 20 percent cash is a balanced, conservative portfolio. If you want to invest all of your money in stocks, that is fine, but it is more risky. I sleep better with a conservative portfolio.