Talk of The Villages Florida - View Single Post - Just found out State Farm will not replace my windshield for free.
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Old Yesterday, 09:20 PM
Notsocrates Notsocrates is offline
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Florida law is notable for its provision regarding windshield repair and replacement. Florida Statute 627.7288 states that if you have comprehensive or combined additional insurance coverage, the deductible provisions of your policy do not apply to damage to the windshield.

There is no "wear and tear" exception. It's bogus.